* { margin: 0; padding: 0; box-sizing: border-box; }
:root {
    --primary: #1a365d; --gold: #d69e2e; --accent: #3182ce;
    --ink: #2d3748; --soft: #4a5568; --line: #e2e8f0;
}
a[href^="tel:"] { color: inherit; text-decoration: none; }
body { font-family: 'Noto Sans KR', sans-serif; color: var(--ink); line-height: 1.8; background: #fff; padding-bottom: 56px; }

.ghead {
    position: sticky; top: 0; z-index: 100;
    background: rgba(26,54,93,0.97); backdrop-filter: blur(12px);
    display: flex; justify-content: space-between; align-items: center;
    padding: 0.9rem 1.5rem;
}
.ghead a.logo { color: #fff; font-weight: 900; font-size: 1.15rem; text-decoration: none; }
.ghead a.callbtn { background: var(--gold); color: #1a202c; font-weight: 700; padding: 0.5rem 1rem; border-radius: 8px; text-decoration: none; font-size: 0.95rem; }

.wrap { max-width: 820px; margin: 0 auto; padding: 2.5rem 1.4rem 4rem; }
.crumb { font-size: 0.9rem; color: var(--soft); margin-bottom: 1.2rem; }
.crumb a { color: var(--accent); text-decoration: none; }
h1 { font-size: 2rem; line-height: 1.35; color: var(--primary); font-weight: 900; margin-bottom: 0.8rem; }
.meta { color: var(--soft); font-size: 0.9rem; margin-bottom: 2rem; border-bottom: 1px solid var(--line); padding-bottom: 1.2rem; }

.answer-box {
    background: linear-gradient(135deg,#f7fafc,#edf2f7);
    border-left: 5px solid var(--gold); border-radius: 12px;
    padding: 1.3rem 1.5rem; margin: 1.5rem 0 2.5rem; font-size: 1.08rem;
}
.answer-box strong { color: var(--primary); }

h2 { font-size: 1.45rem; color: var(--primary); font-weight: 900; margin: 2.6rem 0 1rem; }
h3 { font-size: 1.15rem; color: var(--primary); margin: 1.6rem 0 0.6rem; }
p { margin-bottom: 1.1rem; color: var(--soft); }
ul, ol { margin: 0 0 1.3rem 1.3rem; color: var(--soft); }
li { margin-bottom: 0.5rem; }

table { width: 100%; border-collapse: collapse; margin: 1.2rem 0 1.8rem; font-size: 0.98rem; }
th, td { border: 1px solid var(--line); padding: 0.8rem 0.9rem; text-align: left; }
th { background: var(--primary); color: #fff; font-weight: 700; }
tr:nth-child(even) td { background: #f7fafc; }

.steps { counter-reset: s; list-style: none; margin-left: 0; }
.steps li { counter-increment: s; position: relative; padding: 0.6rem 0 0.6rem 2.6rem; border-bottom: 1px dashed var(--line); }
.steps li::before {
    content: counter(s); position: absolute; left: 0; top: 0.5rem;
    width: 1.8rem; height: 1.8rem; background: var(--gold); color: #fff;
    border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.95rem;
}

.note-1p { background: #fffaf0; border: 1px solid #f0d9a8; border-radius: 12px; padding: 1.2rem 1.4rem; margin: 1.6rem 0; color: #744210; }
.check { list-style: none; margin-left: 0; }
.check li { position: relative; padding-left: 1.8rem; }
.check li::before { content: '✔'; position: absolute; left: 0; color: var(--gold); font-weight: 900; }

.cta-box { background: var(--primary); color: #fff; border-radius: 16px; padding: 2rem 1.6rem; text-align: center; margin: 3rem 0 1.5rem; }
.cta-box h3 { font-size: 1.3rem; margin-bottom: 0.6rem; color: #fff; }
.cta-box p { color: rgba(255,255,255,0.9); margin-bottom: 1.3rem; }
.cta-box .btns { display: flex; gap: 0.8rem; justify-content: center; flex-wrap: wrap; }
.cta-box a { padding: 0.9rem 1.6rem; border-radius: 10px; font-weight: 700; text-decoration: none; font-size: 1.05rem; }
.cta-box a.call { background: var(--gold); color: #1a202c; }
.cta-box a.dir { background: rgba(255,255,255,0.14); color: #fff; border: 1px solid rgba(255,255,255,0.35); }

.related { background: #f7fafc; border-radius: 12px; padding: 1.4rem 1.6rem; margin: 2.5rem 0; }
.related h3 { margin-top: 0; }
.related ul { margin: 0.5rem 0 0 1.1rem; }
.related a { color: var(--accent); text-decoration: none; }

.disclaimer { font-size: 0.85rem; color: #718096; border-top: 1px solid var(--line); padding-top: 1.2rem; margin-top: 2rem; }

.gfoot { background: #1a202c; color: #cbd5e0; padding: 2rem 1.5rem; font-size: 0.9rem; text-align: center; line-height: 1.9; }
.gfoot a { color: var(--gold); text-decoration: none; }
.gfoot .biz { color: #718096; font-size: 0.82rem; margin-top: 0.8rem; }

.mbar { display: none; }
@media (max-width: 768px) {
    h1 { font-size: 1.6rem; }
    h2 { font-size: 1.25rem; }
    .mbar { display: flex; position: fixed; left: 0; right: 0; bottom: 0; z-index: 1100; box-shadow: 0 -2px 12px rgba(0,0,0,0.18); }
    .mbar a { flex: 1; text-align: center; padding: 0.95rem; font-weight: 700; text-decoration: none; }
    .mbar .c { background: var(--primary); color: #fff; }
    .mbar .d { background: #FEE500; color: #3A1D1D; }
}